DPS Federal Credit Union
Safety. Security. Service.
 
Privacy Statement

FACTS

Rev: October 2016
WHAT DOES DEPARTMENT OF PUBLIC SAFETY FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?                                                                                              

 

 

 

WHY?

 

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell how we collect, share, and protect your personal information.  Please read the notice carefully to understand what we do.

WHAT?

 

The types of personal information we collect and share depend on the product or service you have with us.  The information can include:

  •                       Social Security Number and account information
  •                       Credit history and employment information
  •                       Income and payment history

 

When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

 

All financial companies need to share member’s personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their member’s personal information; the reasons Department of Public Safety Federal Credit Union chooses to share; and whether yuou can limit this sharing.

Reasons we can share your personal information

Does Department of Public Safety Federal Credit Union share?

Can you limit this sharing?

For everyday business purposes such as to process your transactions, maintain your account(s), respond to cour orders and legal investigations, or report to credit bureaus.

YES

NO

For our marketing purposes to offer our products and services to you.

YES

YES

For joint marketing with other financial companies.

YES

NO

For our affiliates’ everyday business purposes - information about your transaction experiences.

NO

WE DON’T SHARE

For our affiliates’ everyday business purposes - information about your credit worthiness.

NO

WE DON’T SHARE

For non-affiliates to market to you.

NO

WE DON’T SHARE

 

QUESTIONS?

Phone: (405) 212-4567, Fax: (405) 208-7652, Address: 3650 N. Martin Luther King Avenue, Oklahoma City, OK 73111-4223 or go to www.dpsfcu.org

 

WHO WE ARE

 

 

 

Who is providing this notice?

Department of Public Safety Federal Credit Union (DPSFCU)

 

 

WHAT WE DO

 

 

How does the Department of Public Safety Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does Department of Public Safety Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

  •             Open an account or apply for a loan
  •             Order checks or apply for a debit card
  •             Apply for on-line banking

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  •             Sharing for affiliates’ everyday business purposes - information about your creditworthiness
  •             Affiliates from using your information to market to you
  •             sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

 

DEFINITIONS

                       

 

Affiliates

Companies not related by common ownership or control.  They can be financial and non-financial companies.

  •             Department of Public Safety Federal Credit Union does not share with affiliates.

Non-affiliates

Companies not related by common ownership or control.  They can be financial and non-financial companies.

  •             Department of Public Safety Federal Credit Union does share with financial companies, such as insurance companies, consumer reporting agencies, check/share draft printers, plastic card processors and government agencies.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  •             Department of Public Safety Federal Credit Union does have joint marketing agreements so that we may provide members competitive products and services.  Our joint marketing partners include insurance companies.

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